About Hedge Is King

Hedge Is King (“we” or “us” or “our”) welcomes your use of the websites and services we offer. Our websites provide general news and information, commentary, interactive tools, quotes, research reports and data about the stock market or other financial markets. Please read these terms and conditions (“Terms”) in their entirety before visiting our website, using the subscription service, becoming our member or using products or services in connection with us.

1. Acceptance of terms

Whether or not you are a registered member, by accessing our Website, using the Subscription Service or using products or services associated with us, you signify that you have read, understood and fully agree to the Terms and Conditions and that you are unconditionally bound by them. If you do not agree to these Terms, you should not access or use our Website or Services.

2. Change of terms

We reserve the right to change these Terms and Conditions without prior notice. We may update these Terms from time to time to reflect changes in our business and user feedback. It is your responsibility to review these Terms periodically to be aware of any changes we may have made. By continuing to access or use our website or services, you agree to be bound by such changes without qualification.

3. Subscription and Membership

3.1 Subscription Service

Subscription service means that we provide paid access to stock commentaries and financial information articles through our website at www.hedgeisking.com. The subscription service is for the personal use of paid subscribers only and is not transferable to any other person or organization.

3.2 Membership Services

Membership Services means that we offer courses, seminars, networking events or other activities to registered members on an irregular basis.

3.3 Other Services

If you do not subscribe to the Subscription Service, you may view free articles outside of the Subscription Service. However, your access to our websites may be restricted. We also reserve the right to stop providing you with such articles free of charge at any time.

3.4 Purpose of the Services

The Services are provided for informational purposes only and the Content may not be used or construed to promote, endorse, recommend or sponsor any product or service. You should use your own judgment in making any trading or investment decisions based on the information provided by the Services and we shall not be liable for such decisions. We do not warrant or accept any responsibility for the accuracy, reliability, completeness, timeliness, suitability or continued availability of any information transmitted through our Services.

4. Payment

4.1 Subscriptions and some of the Member Services are subject to charges (“Chargeable Services”). In respect of the Chargeable Services provided by us, you shall pay us in accordance with the notices we may send to you from time to time.

4.2 If you have authorized us at the time of subscribing to the Subscription Services to debit the subscription fee for each subscription period from the credit card account provided by you at the time of subscribing to the Subscription Services, the subscription fee for each subscription period will be deducted automatically on the first day of the period without further notice.

4.3 Payment of the Subscription Fee must be made on time in order for the Subscription Service to continue on a regular basis. If payment is not made on time, we may, at our absolute discretion, suspend or terminate the provision of all or part of the Services to you.

4.4 Except as set out in clause 4.5 below or with our written consent, all fees paid are non-refundable, non-transferable and non-exchangeable under any circumstances. For the avoidance of doubt, early cancellation of a subscription will not result in a pro-rata refund of the subscription fee.

4.5 If for any reason (including termination of service by the columnist, departure, or breach of any agreement to terminate service with us), we undertake to notify the affected reader as soon as possible, and shall have the right to transfer any unused balance of the subscription fee to another columnist's column, or to any other seminar or class fee provided by us. We also have the option to charge the remaining balance to the relevant service charge (e.g. finance charge, credit card or Paypal charge). If we receive a refund, we will return it to you within ninety (90) days of termination of the relevant service.

5. Your Account

5.1 In order to use our Services, you need to open an account with us. You will be required to provide us with correct, current and complete identifying information, contact details and any other information required to register, apply for and continue to use our Services at the time of registration. We have adopted a privacy policy to protect your privacy, please also refer to our Privacy Policy Statement.

5.2 In order to continue with the Subscription Services, you must provide accurate and complete personal data and keep such personal data accurate and complete and update such personal data from time to time. In order to ensure access to the Subscription Services, you agree to provide accurate and complete information upon registration and are responsible for maintaining and promptly updating such registration information to ensure that it is accurate, complete and up-to-date. If you provide any information which is incorrect, inaccurate, outdated, incomplete or misleading, or if we have reason to suspect that you have provided incorrect, inaccurate, outdated, incomplete or misleading information, we shall have the right in our absolute discretion not to accept the application, to suspend or terminate your subscription service or account without any notice, refund or liability to you or any other person.

5.3 If you become our registered member, you will be issued with an account number and password. You must retain the account number and password for your personal use and keep the information confidential. You are responsible for all actions taken on your account and you do so at your own risk. We cannot and will not be liable for any loss or damage arising from your failure to protect the confidentiality of your account information and password.

5.4 You authorize us to rely on, act upon and treat as fully authorized and binding on you in respect of any instructions given to us by you which we have reason to believe were given by you.

5.5 You must notify us as soon as possible of any unauthorized use of your account. In no event will we be liable for any unauthorized use or any other breach of security.

6. Your Responsibilities

6.1 You expressly agree to use our Services in accordance with these Terms and other relevant policies or guidelines.

6.2 Your right to use our Services is limited to you and do not permit or license third parties to use the Services you have ordered.

6.3 You must not do anything to disrupt, suspend or impair our Services or interfere with other users' use and enjoyment of our Services.

6.4 You may not reproduce, copy, sell, resell or use for any commercial purposes any part of the Services provided by us or the use of or access to the Services provided by us except with our written consent. We reserve the right to terminate the provision of the Services with immediate effect without notice.

6.5 You warrant and undertake that your use of our Services will not be unlawful or improper, including but not limited to: infringement of any intellectual property rights and violation of any applicable laws and regulations; other conduct that we deem unethical, immoral, inappropriate and objectionable; copying, re-distributing, distributing, publishing, transmitting, and otherwise dealing in an improper manner with advertisements or promotional materials of an unknown nature as well as any obscene, indecent, inflammatory or indecent material. obscene, indecent, inflammatory, offensive, defamatory, discriminatory, immoral, inappropriate, improper and objectionable content; transmit or upload any program that contains viruses, bombs or harmful programs; attempt to use the Services in an unauthorized capacity, to use another person's account, computer or network associated with a server; trespass, break into, log on to, use or attempt to access servers that are not licensed or authorized by us and our service providers; or use the Services in any manner that is not authorized by us or our service providers. Unauthorized access, unauthorized breaking into, logging in to, using or attempting to access any portion of the server, databases and/or other areas of any information not permitted by us and our service providers; tampering with any of the content we have included.

7. Modification, Suspension or Termination of Services

7.1 We reserve the right to change, suspend or terminate all or any part of our Services at any time for any reason without prior notice to you.

7.2 We reserve the right to suspend or terminate the Services with immediate effect without notice if we consider that your conduct is in breach of these Terms.

7.3 Once we have suspended or terminated the Services provided to you, your right to use our Services ceases immediately and you are not entitled to access all information and content stored on our Services.

7.4 You acknowledge that we shall not be liable to you in respect of the exercise of our rights under this clause 7.

7.5 Clauses 8 to 11 and 13 to 16 of these Terms will continue to apply in accordance with their respective provisions after variation, suspension or termination.

8. Intellectual Property Rights

8.1 The content of our subscription services and other services (“Service Content”), including but not limited to text, files, music, sound files, photographs, videos, graphics, advertising content, software code or user interface design, is protected by copyright, trademark, patent or other intellectual property laws.

8.2 We own the intellectual property rights in all Content or have been authorized by our affiliates or content service providers to post such Content online. You may not alter, modify, copy, reproduce, reprint, disseminate, distribute or store in database form the Service Content, or display the Subscription Service Content to third parties other than you, or create derivative works derived from the Service Content, transmit or use the Service Content in any way without our prior written consent.

8.3 If you submit, post or display any Content (including information, data, text, software, music, audio, photographs, graphics, video, messages or other materials) on our Website, you warrant that you have the right or authority to submit such Content. You may not quote, transmit, upload or post Content that is not authorized by the copyright owner. You grant us a worldwide, non-exclusive, royalty-free license to use the Content for all purposes, whether for-profit or not-for-profit, and whether in connection with the Service or otherwise, including, but not limited to, analyzing, sharing, promoting, reproducing, posting and distributing the Content and making any additions, deletions, amendments, modifications or corrections to the Content as necessary. We hereby reserve the right to refuse to accept, post or display or transmit any Content.

8.4 We have no control over the Content posted via our Website and therefore do not warrant the accuracy, reliability, completeness, timeliness or suitability of the Content and the relevant Member or Subscriber, as the provider of the Content, is solely responsible for the quotation, uploading or posting of the Content. We reserve the right to remove information from our website without liability.

9. Limitation of Liability

The services we provide are provided on an “as is” basis. To the fullest extent permitted by law, we and our subsidiaries, affiliates, employees, agents, contractors, other service providers or any related persons shall not be liable for any consequential, incidental, special, direct or indirect damages (including, without limitation, damages for loss of profits, loss of bargain, loss of business opportunity or chance, or loss of business as a result of the use of, or the inability to use, our services, or as a result of the content of the site or your inability to access the site, directly or indirectly). (including, but not limited to, lost profits, lost transactions, lost business opportunities or chances, or losses arising out of the use of or inability to use our services, or directly or indirectly arising out of the content of the website or your inability to access the website), whether or not we were aware of the possibility of such damages or losses.

10. Indemnity

You shall indemnify us or any of our related parties against all claims, losses, damages (whether actual or consequential), actions, judgments, costs and liabilities or expenses of any kind whatsoever incurred by any person arising out of or in connection with your use of the Services, your breach of these Terms, or your infringement of the intellectual property or other rights of any other person.

11. Disclaimer

Please refer to our Disclaimer on this website.

Please note that our website, as well as the content of our fee-based columns or classes, is for academic research only and does not involve any form of investment advice at all. The prices of securities and assets are very volatile and can go up and down, and trading may result in losses. All statements made by the instructors in the paid columns and classes do not constitute an offer, solicitation or invitation, inducement, representation of any kind or form, or the making of any recommendation or advice. Students are advised to use their own independent thinking and make their own investment decisions. Our paid columnists and instructors do not buy or sell on behalf of our students or readers. Our classroom instructors and paid columnists are not responsible for any losses incurred as a result of any such statements. By attending any form of class/seminar/paid and free column articles/using any information provided on our website, you are deemed to have read and unconditionally agreed to our Terms and Conditions of Enrollment//privacy policy/personal information collection statement//general disclaimer//classroom rules.

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12. Force Majeure

If our performance of the Services is prevented, limited or interfered with by system or network failure, fire, explosion, malfunction, strike, labor dispute, accident, lack of transportation, infectious disease, cyclone, flood, earthquake, war, civil commotion, act of God, lockout or embargo or any other act beyond our control, then in the event of such prevention, limitation or interference, we shall be excused from from fulfilling the above obligations in the event of such hindrance, restriction or interference.

13. Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. You agree to submit to the non-exclusive jurisdiction of the courts of the Hong Kong Special Administrative Region of the People's Republic of China.

14. Severability of Terms

If any provision of these Terms is unlawful, void or for any reason unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

15. Waiver

No waiver by us of any provision of these Terms shall be deemed a further or continuing waiver of that or any other provision. Furthermore, unless we agree in writing, no failure on our part to exercise or enforce the rights conferred by these Terms will operate as a waiver of such provision.

16. Headings

The headings in these Terms are for convenience only and shall not in any way affect the interpretation of these Terms.

17. Classroom Arrangement under Typhoon Signal No. 8 / Black Rainstorm -Classroom Arrangements under Typhoon Signal No. 8 / Black Rainstorm
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Class Arrangements under Typhoon Signal No. 8 / Black Rainstorm:
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Class Cancellation: If Typhoon Signal No. 8 or Black Rainstorm Signal is still hoisted 3 hours before the start of the class, the class will be canceled and a replacement class will be arranged.

(Example: class starts at 7:15pm, but Typhoon Signal No. 8 or Black Rainstorm Warning is still hoisted at 4:15pm, the class will be canceled and students will have to wait for HomeBlogger's notification of class rescheduling).
Class continues: If the Typhoon Signal No. 8 or Black Rainstorm Warning Signal is canceled 3 hours before the class starts, the class will continue.
(Example: If the class starts at 7:30pm but the Typhoon Signal No. 8 or Black Rainstorm Warning has been cancelled by the Hong Kong Observatory before 4:30pm, the class will continue as scheduled, and students should pay attention to the public transportation arrangement).
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Important information reproduced from “SFC Investor Education Center” (http://www.hkiec.hk)

1. It is not necessary to obtain a license from the financial regulator to operate a training institute or to share general investment knowledge. In addition, there is no minimum or maximum fee for investment courses under the current legislation. However, if the instructor of a course changes from teaching general financial knowledge to recommending a particular stock or security, trainees should be careful. Students should also be alert if the instructor offers to trade on their behalf. Students should be clear that the purpose of attending the course is to learn knowledge, not to let unlicensed brokers trade on your behalf. Simulated portfolios may be an effective way to learn investment techniques, but trading real stocks based on other people's recommendations is beyond the scope of the course.

2. Companies and persons must be licensed by the Securities and Futures Commission (SFC) to conduct or advise on securities, futures and non-bank retail leveraged foreign exchange transactions on behalf of the public in Hong Kong. Conducting these activities without a license is punishable by fines and even imprisonment for non-compliance.

Last Updated December 2024

Privacy Policy Disclaimer

Hedge Is King (“we” or “us” or “our”) welcomes your use of our websites and services.

This Privacy Policy Statement provides guidelines regarding our collection, use and disclosure of personal information provided by you through our websites or the services we provide. Please read this Privacy Policy Statement carefully and in its entirety before using or providing any personal information.

1. Personal Data (Privacy) Ordinance

The Company is committed to protecting the privacy, confidentiality and security of personal data held by us. We manage and protect your personal data in accordance with the Personal Data (Privacy) Ordinance, Chapter 486 of the Laws of Hong Kong. We are committed to ensuring that strict security and confidentiality measures are implemented by our staff.

2. Collection of your personal data

2.1 In order to provide the Services, it is necessary for you to provide us with your personal data in the course of registering as a member or subscriber, registering for or subscribing to the Services. Personal data includes, but is not limited to, the following: name, telephone number, mobile phone number and/or fax number, contact address, email address, surname, age, date of birth, industry and/or position, education level, preferences, family and/or monthly income status or other relevant information.

2.2 If you choose to pay by credit card for certain products or services purchased from the Website, you may be required to provide your credit card number, the name of your bank and the expiry date of your credit card.

2.3 We will also collect anonymous statistical information that is not specific to you, such as your zip code, age, gender, household and/or monthly income status, preferences, interests and favorites.

2.4 Hardware and software information about the computers you use may also be automatically collected by us. This information includes: your IP address, browser type, function variable name, number of visits and the website from which you accessed the site. This information is used by us for the purpose of service operation, service quality assurance and to provide aggregate statistics on the use of our Website.

2.5 We may collect and/or display other personal information that you voluntarily provide in online messages, surveys and/or web page registrations. 3.

3. Use of your personal data

3.1 Your personal data may be used for the following purposes, including.

(i) processing your application for purchasing our services and becoming a member, and termination of use

(ii) identification and authentication; and

(iii) account login and ongoing account management.

(iv) the day-to-day operation of the services provided to you (including the billing, renewal and collection of fees for service contracts).

(v) providing case studies to users (including you and other users); and

(vi) contacting

(vii) Processing and following up on user communications regarding repairs, inquiries and complaints.

(viii) providing information about your products and services; and

(ix) Promoting and directly marketing our publications, websites, services, courses, seminars, conferences, events and other activities; (x) Market research and statistics.

(x) market research and statistical analysis;

(xi) administering the Website, compiling user statistics for the Website and monitoring the usage and performance of the Website;

(xii) direct marketing (see paragraph 5 of this Privacy Policy Statement for details); and

(xiii) auditing; and

(xiv) causing our actual or proposed assignees, or our Customer Rights Participants or sub-participants, to evaluate proposals; and

(xv) to disclose information as required by any law binding on us; and

(xvi) purposes related to the above.

3.2 When you provide us with your email address in order to receive our optional emails, we will use your email address to send you optional email messages. We will also use your e-mail address or any e-mail address you provide to us to contact you and to send you transactional or relationship information, security updates and notifications of changes to your account status.

3.3 If you use our Services outside of Hong Kong, you acknowledge that you are voluntarily sending messages that include your personal information to Hong Kong and agree that the collection, use, storage and sharing of your personal information is governed by the laws of Hong Kong and not by the laws of the jurisdiction in which you reside.

4. Provision of your personal data to third parties

4.1 Except as described in this Privacy Policy Statement, we do not generally share with others the personal information we collect about you when you use our products, services and websites.

4.2 This Privacy Policy Statement does not apply to personal data that has been transferred to third parties and we will not be responsible for the protection of such personal data by such third parties.

We shall not be responsible for the protection or non-protection of such personal data by such third parties.

5. Direct Marketing

Promotional updates.

To become a transferor, participant or sub-participant in a transaction;

(e.g., attorneys or consultants);

Other persons/third party service providers (including employees of the parties) who are made aware of such information;

a participant or transferee;

a person who is an employee of the parties; and

5.1 We may use your name, contact details, service information, trading patterns and behavior, financial background in direct marketing. We require your written consent (including an indication of no objection) to use such information and you have the right to opt out of receiving such direct marketing messages. If you add “” or click the relevant confirmation button on the webpage or in the box next to “I accept and agree to the contents of this Privacy Policy Statement and consent to your use of my personal data for direct marketing purposes and transfer of my personal data to third parties for direct marketing purposes” on the Membership Application Form, it means that you have given your written consent to the use of this Data for the purpose of direct marketing and the transfer of my personal data to third parties for the purpose of direct marketing.

You agree that you have given us your written consent to use your personal data for direct marketing purposes.

5.2 Your personal data may be used for the promotion and direct marketing of our or our business partners' latest information on a wide range of products or services including banking, insurance, finance, investment products, travel, dining and entertainment, jewellery, watches and fashion, mobile telecommunication, computer and stationery, exhibitions, seminars, real estate developments, transportation, home, education, health and wellness, social networking, other premium consumer products, customer or member or member services, and for the purpose of direct marketing. products, customer or membership or privilege programs and related services and products, services and products provided by our co-branding partners (the names of such co-branding partners will be set out in the application form for the relevant services and products).

5.3 In addition to our marketing of the above services and products, we may also provide your personal data to all or any of the following specific companies.

(i) Third party financial institutions, insurers, credit card companies, securities and investment services providers;

(ii) third party reward, customer or membership, partnership or privilege program providers; and

(iii) our co-branding partners (the names of such co-branding partners will be disclosed in the relevant service and the relevant website).

(such co-branding partners' names will be used in the relevant services and products for use by those particular companies in the promotion of those services and products. We require your written consent (including an indication of no objection) for such use.

5.4 We may receive monetary or other property benefits from the provision of your personal data to other parties.

6. Use of Cookies

6.1 We may use cookies to personalize your subscription experience. a cookie is a text file that is placed on your hard disk by a web server. cookies can store user preferences and other information. Cookies cannot be used to run programs or transmit viruses to your computer or mobile device. cookies are uniquely assigned to you by the web server, and only the web server in the domain can read the cookies it sends.

6.2 When you use our websites, products and/or service mobile applications, we may automatically receive and record information that our server obtains from your browser, including your IP address, cookies and the pages you request. This information may be used to:

(i) identify you as an account user.

(ii) to protect your account information when the server asks you to re-enter your password after a certain period of time has elapsed

(iii) to track your specified preferences when you use our websites and applications;

(iv) to diagnose and prevent service or technical problems reported by our users or engineers;

(v) Estimating and reporting on the total number of users of the products, services and applications we offer in a particular geographic area

(vi) conducting research to improve our services.

(as set forth on the application form for the product).

and content from unintended use by others; the

quantities; and

6.3 You have the right to choose to accept or disable cookies; you can change your browser's settings to accept all cookies, disable all cookies, or notify you when we set a cookie. If you choose to disable all cookies or specifically reject cookies set by us, you may not be able to fully experience the interactive features of the Services provided by us.

6.4 Our vendors, service providers and business partners may set and access their cookies through our website and software applications, and the use of their cookies and the collection of information by parties other than us is governed by their own company privacy policies.

7. Security of your personal information

7.1 We will use commercially reasonable efforts to prevent unauthorized access, use or disclosure of your personal information.

We will use commercially reasonable efforts to ensure that the personally identifiable information you provide on our computer servers is in a controlled and secure environment, free from unauthorized access, use or disclosure. Where personal information (such as credit card numbers) is transmitted to other websites, such information is protected by encryption, such as the Secure Socket Layer (SSL) protocol.

7.2 Please keep in mind that if you directly disclose personally identifiable information about yourself through public message boards, forums, chat rooms, social networks or elsewhere, the personal information you share is visible to other users. Other users may view, collect and/or use your personal information. In these cases, you are responsible for the personal information you provide.

8. Third party websites and services

This website may contain hyperlinks to other websites that are not operated or monitored by us. Such websites are not governed by this Privacy Policy Statement and we are not responsible for the content of such websites or their policies regarding the processing of personal data. We recommend that you read the privacy policy statements used by those websites and check how they protect your personal data and whether such measures are safe and secure.

9. Access and Correction of Your Personal Data

Under the Personal Data (Privacy) Ordinance, you have the right to check with us whether we hold personal data about you, to obtain access to such data and to correct any such data which is inaccurate or outdated. To request access to and correction of your personal data, please contact us at [email].

10. Updates to the Statement

We will occasionally update this Privacy Policy Statement to reflect changes to our services and customer feedback. We reserve the right to change the terms, conditions and notices in this Privacy Policy Statement with or without notice to you.

We encourage you to periodically review this Privacy Policy Statement to be informed of how we are protecting your personal information. You are responsible for reading and complying with the most current version of this Privacy Policy Statement. To the fullest extent permitted by law, your continued use of the products, services and websites offered by the Company constitutes your agreement to this Privacy Policy Statement and any updates.

Last Updated December 2024

General Disclaimer

1. By accessinghedgeisking.com（“the Site”）and/or using the services it provides (“the Service”you agree and accept that your use of the Site and/or/the Service is at your own risk.
   1. You agree to acknowledge that the Service and any content, services, merchandise or advertisements contained therein, including, but not limited to, content, services, merchandise or advertisements, are provided on an“as is”and“as available”basis.
   2. We disclaim all warranties, express or implied, with respect to the service, including, but not limited to, the warranties of merchantability, non-infringement, title or fitness for a particular purpose.
   3. You assume sole responsibility and risk for any agreements, transactions, or other arrangements you may have with any third party mentioned on or linked to the site.
2. All content provided by third parties and published by us on this website, including news, quotes, data and other information, is for your personal reference and is not intended for trading purposes.
   1. This website does not provide any form of advice (investment, tax, legal) that may constitute investment advice, nor does it provide any recommendations relating to specific financial securities, investments or products.
   2. Nothing on this website constitutes or may be construed as advice, recommendation, representation, inducement, endorsement or arrangement by us or the speakers or authors. Students are advised to use their own independent judgment in making their own investment decisions.
   3. We do not intend for you to make any specific investment, purchase, sale or other decision in reliance on the contents of the Site and/or the Service. You are advised to seek independent advice, such as from a professionally qualified financial advisor, before making such decisions.
   4. Sharing and exchanges between readers or participants after the course are in no way under our control and do not involve any investment or trading advice.
3. We and our third party content providers“Providers”are not responsible for any errors, inaccuracies or delays in any of the content of this website, or for any actions taken by you in reliance thereon. we expressly disclaim all warranties, terms, conditions and undertakings, express or implied, as to accuracy, title, quality, merchantability, timeliness and fitness for any purpose.
4. We do not warrant that the content of this site or e-mail sent on its behalf is free of errors, viruses, worms or Trojan horses, or any other harmful, intrusive or destructive files. The Company shall not be liable for any loss you may suffer as a result of such destructive features.
5. Any information you receive from the Site, whether or not it is labeled as updated or“real-time,”may be outdated by the time it reaches you. We reserve the right to make corrections to the information on the Site and do not warrant that the information found on the Site is accurate, complete or current.
6. We shall not under any circumstances be liable to you or any third party for the following losses
   1. any cost, expense, loss or damage arising from any incompleteness, inaccuracy, error, omission, misstatement, unavailability or interruption of the contents of this website or any delay in the transmission of information;
   2. any special, direct, indirect or consequential loss or damage suffered by you in connection with the contents of this website, including, without limitation, loss of revenue, profits, business, data or goodwill, whether based on contract, tort, statute or otherwise; or
   3. even if the Company is expressly advised of the possibility of such damages.
7. The contents of this website and its paid columns and courses are limited to academic research only and do not involve investment advice of any kind. Prices of securities and assets are volatile and can go down as well as up, and trading may incur costs and losses. All statements made by the authors, classroom instructors and paid columnists do not constitute an offer, solicitation or invitation, inducement, representation of any kind or form, or the making of any recommendation or recommendation. Students are advised to use their own independent thinking and make their own investment decisions. The Company, the class instructor, and the author of the paid column shall not be liable for any loss incurred as a result of any such statements.
8. To the extent permitted by law, whether in contract, tort, statute, or otherwise,and whether or not we are in breach of our obligations, and whether the loss, damage, or injury is directly or indirectly caused, our total financial liability to you will not exceed the amount you have actually paid for your use of the Site and/or the Service.
9. Although we make reasonable efforts to ascertain the reliability of content obtained from providers, we do not guarantee the accuracy of the content or endorse the views or opinions of any provider. We are not responsible for the content posted by subscribers or other users of this website in the comments section of this website; we do not warrant the accuracy of the content or endorse the views or opinions expressed in the content. We are not responsible for and have not endorsed the content of any other Internet sites to which the Site may refer, the content provided by other organizations appearing on the Site (such as information from advertisers or sponsors), or any other third-party products or services.
10. We are not responsible for the reliability or continued availability of the telephone lines, wireless services, communications media or any other equipment used by you to access the Service. We do not guarantee that the Service will be compatible with your equipment or software.
11. Wedo not guarantee or assume any responsibility for the confidentiality of any information (whether personal or not) transmitted through the Service.
12. With respect to information on the Site, we act only as a transmitter of information between the content providers and you. We will not in any way be a party to any transaction, agreement or contract between you and a third party arising from your visit to the Website and/or use of the Services.
13. We have no intention of distributing the Content and/or the Service to any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation, nor do we intend to enable any person or entity to use the Content and/or the Service in such jurisdiction or country./.
14. We reserve the right of final decision on all matters relating to the Content and/or to the Service.

The following is important information reproduced from the “SFC Investor Education Center”(http://www.hkiec.hk) .

1. It is not necessary to obtain a license from the financial regulator in order to operate a training institute or to share general investment knowledge. In addition, there is currently no minimum or maximum fee for investment courses. However, students should be careful if the instructor in a class changes from teaching general financial knowledge to recommending a particular stock or security. Students should also be alert if the instructor offers to trade on their behalf. Students should be clear that the purpose of attending the course is to learn knowledge, not to let unlicensed brokers trade on your behalf. Using simulated portfolios to learn investment techniques may be an effective way to learn, but trading real stocks on the recommendation of others is beyond the scope of the course.
2. Any firms and persons who wish to conduct or advise on securities, futures and non-bank retail leveraged foreign exchange trading on behalf of the public in Hong Kong must be licensed by the SFC. Conducting these activities without a license is punishable by fines and even imprisonment.
3. Investors should not rely solely on the knowledge provided in any website or course to trade. It is important to do your homework beforehand, understand your financial needs, recognize the risks of different products, and evaluate whether the product meets your investment objectives.